Puente Investment Servcies
03 OUR SERVICES
Custom-Built Capital Solutions
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Capital in Puerto Rico is tough to come by!
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Most loans in Puerto Rico are done at interest rates of 15%+
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Puente offers better than market rates on <50% LTV loans, backed primarily by real estate.
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Puente provides loans to individuals and businesses. We are quick, agile, and responsible professionals who want to help PR individuals and businesses by providing short and long-term loans at competitive rates.
Our usual terms are:
1. Loan principal or line of credit up to $5 million.
2. Monthly payments only of fixed interest at 10% of the principal.
3. Loan term up to 36 months
4. Collateral: Personal guarantee and/or some asset (usually real estate) free of charges and encumbrances that has a value of at least 100% of the value of the loan. That is 50% Loan to Value of the collateral.
5. The entity/person to whom the money is loaned covers the closing costs.
6. Contractual guarantees: Judgment by consent and Assignment of Leases, among others.
7. No prepayment penalty.
Representatives:
$2.5MM personal loan to the President of local technology company
$1.7 MM business loan to local real estate development company